Payment Options
Everyone deserves a beautiful smile, and sometimes a great smile is a great investment in your future, your self-esteem, and your overall health. Though the cost of your dental procedure may be small compared to the long-term benefits and returns, it doesn’t necessarily mean that you can fit it in your budget.
That’s why we offer convenient payment terms, including working with your insurance company and offering financing terms through third-party financial institutions to help you fit your cosmetic dentistry procedures into your budget.
The best way to learn about the payment options that are available for your procedure is to talk to us in person. Please call (559) 298-4700 or email Nicolas A. Ravon, DDS, MSD in to schedule an appointment, and we will be happy to discuss financial matters related to your dental procedures.
The Cost of Quality Dental Care
Nicolas A. Ravon, DDS, MSD is dedicated to providing only the highest-quality dental care. We will never cut corners simply in the name of delivering a nominal product at a lower price. The cost of dental care we offer is proportional to the quality of materials we use, the expertise of our dentists and team, and the care and attention we give to each of our patients to ensure that a procedure is done right to deliver optimal results.
We do not doubt that you can get dental care cheaper elsewhere, but you cannot get the dental care we offer cheaper.
Dental Insurance
Dental insurance will often help make your dental care more affordable. Purely cosmetic dentistry procedures are not covered by insurance, but many dental procedures have both cosmetic and health-related purposes, so cosmetic dentistry is often partially covered by dental insurance.
In addition, some procedures, like periodontal care, may have most of their cost covered by insurance. Depending on your insurance, this may or may not include gum grafting procedures for receding gums.
We have extensive experience working with dental insurance companies and we can help you understand your dental coverage. We can file claims with your insurance company based on the terms of your coverage. When we file an insurance claim, we might only ask for your estimated co-payment at the time of treatment.
Dental Financing
If insurance does not cover your procedure or does not cover enough of the cost to make your procedure affordable, we work with financing companies that can help you stretch your budget to fit the cost of treatment. Whether you need as little as $200 or as much as $50,000, we offer options for you.
CareCredit
CareCredit is one of the most popular solutions people turn to when they are unable to afford the cost of dental care. CareCredit is a special credit card that you can only use for healthcare, including dental care, beauty, and wellness expenses.
Unlike your normal credit card, though, CareCredit offers interest-free repayment plans for up to 24 months depending on the amount you spend. If you prefer, you can arrange for a longer payment period-up to 60 months-with a moderate APR of 14.9%.
CareCredit
Lending Club is a similar financing plan, but because it is more restrictive in its scope and more strict in its approval terms, the interest rates are much better. With similar options for interest-free loans, Lending Club offers fixed monthly payment plans with an APR of 7.99%.
If you would like to learn more about your payment options at Nicolas A. Ravon, DDS, MSD in , please call (559) 298-4700 or email us today for an appointment.
